Loans

How to Get a Car Loan ?

Getting a car loan is much easier than ever before. There is no need to go to one car dealership to another car dealership to try to get a car loan. You don’t have to anxiously wait for hours to see whether or not you are approved. Also, you don’t have to use the extra money for gas or a bus or train ticket to get to a bank or car dealership which may or may not approve you for the loan. As a matter of fact, you can get a car loan these days quick and easy while staying in the comfort of your home.

How to Get a Car Loan

Car Loans from Move Bank

You can obtain a car loan easily and quickly in the comfort of your home through Move Bank. Move Bank has been around since 1968 under the name Railways Credit Union. Their name changed in March 2016 to Move Bank in hopes of reflecting their commitment to serve the logistics and transport industry at the national level.

At the Move Bank, customers can borrow the total amount of the price and insurance so a deposit is not required. Also, their car buying service is free.

Their guidelines for new car loans include 5.39% pa at a fixed rate and 5.66% pa at a comparison rate. The minimum amount to borrow is $10,000, and the maximum amount is $100,000. This is for a car that is no older than 36 months old.

Their guidelines for used car loans include 10.69% pa at a fixed rate and 10.97% pa at a comparison rate. The minimum amount to borrow is $10,000, and the maximum amount is $75,000. This is for a car that is older than 36 months old.

Other Benefits of Getting Car Loans with Move Bank

Other key features of car loans include a quick approval process within 24 hours, no penalty for additional repayments, convenient automatic repayment capability, and the option to bundle with vehicle insurance. The application process only takes five minutes to complete. If you request a callback, they will call you back in a minute. For those preferring the traditional way of applying, you can download the application, and it only takes 10 minutes to complete. They also provide an RACQ vehicle inspection for used cars that are more than $10,000, they provide a warranty for used cars, if needed, you are guaranteed a clear title, and vehicles are delivered anywhere in Australia.

When it comes to MOVE Bank’s free buying service, they are partners with the Car Search Brokers Australia to assist in finding that desired vehicle with minimum hassle and for the right price. All you have to do is tell them the kind of car you want along with your budget. And from there, they will search hundreds of various car dealerships for that vehicle for you. They will find any make and model of used or new vehicles starting at $10,000.

Getting a car loan is a lot easier and quicker than ever before. You don’t even have to waste any money and time traveling to car dealerships and wait for a long time for approval. Customers can now borrow the total amount of the price and insurance of a car quick and easy with Move Bank.

For more information in getting car loans with Move bank, they can be contacted via email [email protected] and via phone at 1300 362 216. If you like, you can visit their office at the Brisbane Central Station, Ground Floor, RC2, Plaza Level at the Central Station.